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Why is this $399?

It's probably not what you think.

First, let me thank you for taking the time to learn about us. We're honored that you're considering No Attorney Timeshare.

I'm Karl Reynolds, the founder. I'll help clarify the following:

  1. “Why is this $399?” (with a short backstory for good measure).
  2. What exit companies charge, and what the work really is.
  3. What you get for $399, and what you don't.
  4. How we make money, and what nobody can promise you.
  5. Our mission, and how to reach me if you have more questions.

So, why build this?

I've been an attorney in Henderson, Nevada, for 40 years.

A group of my friends have spent more than 15 years cancelling timeshares.

Between us, we kept seeing the same thing: owners paying exit companies thousands of dollars to mail a few letters. Some of them never heard back.

Nobody should pay $5,000 to mail a few letters.

So we got together and built a way for owners to send those letters themselves.

The more owners we talked to, the more the same story came up:

  • They paid an exit company thousands up front and never heard back.
  • They were told they couldn't leave without paying someone.
  • Maintenance fees kept rising on something they no longer used.
  • The resort ignored or denied their request, with no explanation.
  • They couldn't sell it. Resale value was close to zero.
  • They were widowed, retired or on a fixed income, and the bills kept coming.
  • They inherited a contract they never wanted.

At the time, we figured:

  • that an owner can send the same letters themselves, if they're written right and sent in the right order.
  • that owners should see every letter they send, not take a company's word for it.
  • that a company asking for money before any work is a red flag.
  • that nobody should promise a result only the resort controls.
  • that the price should let an owner on a fixed income say yes.

If you don't know you can send the letters yourself, you'll pay anyone who says they'll do it for you.

So we built the letters, the order to send them in, and a way to track every one. Then we priced it so an owner on a fixed income could say yes.

What do exit companies actually charge?

Here is the comparison, side by side.

A typical exit companyNo Attorney Timeshare
Cost$3,000–$10,000 or more$199 to $599
When you payA large fee up frontOne payment
Who sends the lettersThey doYou do, with our letters
Who sees progressOften only the companyYou, in your portal
Result guaranteed?Many claim itNo. Nobody can honestly promise that.

Exit-company pricing: AARP, on a Washington state case. Last reviewed Oct 9, 2026.

This industry has a record. In April 2026 a federal court ordered the leader of a timeshare exit operation to pay $140 million and permanently banned him from selling exit services. The case was brought by the U.S. Department of Justice and the State of Wisconsin. The FTC said the operation took more than $90 million from owners, mostly older adults, using false claims. Among them: that it was affiliated with resort companies, and that owners couldn't exit without paying it.

Source: FTC, Apr 20, 2026 and DOJ, Apr 1, 2026. Last reviewed Oct 9, 2026.

So why would anyone pay that?

Especially when:

  • The work is a handful of letters.
  • The company is paid before there's a result.
  • Nobody can promise what a resort will do.
  • You often can't see what was sent, or whether anything was.

Quite simple: most owners don't know they can send the letters themselves.

If they called you first, or want money before any work, walk away.

We never cold-call. You contact us, always.

So how can the work cost $399?

Let me explain:

Just being cheaper was never going to be enough. The kit had to be something an owner could actually finish.

When we first planned it out, we figured:

  • that every letter should be written for your resort and your situation.
  • that you should know the order to send them in, so nothing lands out of sequence.
  • that you should see every letter you've sent, in one place.
  • that a person should answer when you call.
  • that you should pay once, and see the price before checkout.

The hard part of cancelling a timeshare isn't the postage. It's knowing which letter your resort needs, and the order to send them in.

That's what 15 years of cancelling timeshares teaches you. It's what we put in the kit.

We write the letters and track them. You print, sign and mail. You skip the part you shouldn't have to pay thousands for.

You pay for the documents, the process and the support. Not for someone to put stamps on envelopes.

What do you get for $399?

  • Letters written for your resort and your situation
  • The order to send them in, so nothing lands out of sequence
  • A portal that tracks every letter you send
  • Stop-payment, credit dispute and refund letters when you need them
  • A person you can call or email

Every letter, in order, with proof you sent it.

So, how do we make money?

So now you're asking yourself: how can we write letters for every resort, track every one, answer the phone, and still keep the lights on?

Simple. You buy a kit, once. There are three:

  1. Starter Letter$199One letter, written for your situation. Best if you just bought, or need to stop an automatic payment.
  2. Complete DIY Exit Kit$399The whole process, start to finish, with the portal and support from a person.
  3. AI-Assisted DIY Exit$599The Complete kit, with AI guidance beside you at each step.

That's it. One payment, and you see the price before checkout.

Now, there are probably two things you're thinking.

You're probably thinking

Can a kit really get me out? The resort won't listen to me.

Sometimes the resort says yes. Sometimes it says no.

Nobody controls that, and anyone who says they do is selling you something.

What the kit does is put a clear request on the record, in the right order, with a paper trail if you have to escalate.

Anyone who guarantees your exit is lying to you.

If you've been sued or received a foreclosure notice, don't start with a kit. Call an attorney first. The quiz will tell you the same.

The next question you may have is

Why would an attorney build a $399 kit?

Because most owners don't need someone to mail letters for them.

They need the right letters, in the right order, and a person to call when they're stuck.

The kit is letters and a tracked process that you send yourself. It isn't legal advice, and we don't negotiate or represent anyone. The resort decides.

If it's this cheap, what's the catch?

Fair question. It comes down to the model.

Compare the following:

Model 1

The exit-company model

  • A large fee up front
  • They are paid before there is a result
  • The result isn't guaranteed to you in writing
  • You often can't see the work

Model 2

Our model

  • A low price, so more owners can afford to try
  • Every letter tracked in your portal
  • Support included, so owners finish

So, do you want to pay $3,000–$10,000 or more, or $399? And which would you rather trust: a company that's paid before there's a result, or one that has more to lose if you leave unhappy?

Exit-company pricing: AARP. Last reviewed Oct 9, 2026.

Where do we go from here? What's the mission?

Our mission at No Attorney Timeshare is simple:

Every timeshare owner should be able to learn their options for free, and act without paying thousands.

Ultimately, we believe you should never have to pay thousands of dollars to send your own letters.

That's why these are free today:

  • Qualify quiz. Answer three questions and get your letter order by email.
  • Fee calculator. See what your maintenance fees will cost over ten years.
  • Offer checker. Tick what a company told you and see the red flags before you pay anyone.
  • Resort guides. Exit rules and letters for Wyndham, Westgate, Diamond, Hilton Grand Vacations, Marriott and Bluegreen.

In summary:

That was a long read, but hopefully you now know us a little better.

Exit help costs thousands because it can. You can send the same letters yourself. We write them, put them in order and track every one, for $399 or less.

We can't promise the resort will say yes. We can promise to tell you the truth about what you're buying, and to never call you first.

Questions owners ask first.

Can I cancel a timeshare without a lawyer? [DRAFT]

You can send the request yourself. Our kits give you letters written for your resort, the order to send them in, and a portal that tracks each one. The resort decides whether to accept. Nobody can honestly promise it will. If you've been sued or received a foreclosure notice, talk to a licensed attorney first.

How much do timeshare exit companies charge? [DRAFT]

Fees vary widely. AARP reports that in a Washington state case, an exit company collected fees from $3,000 to $10,000 or more. In the April 2026 federal case, owners paid from $5,000 to over $80,000. Our kits cost $199, $399 or $599, paid once, and you mail the letters yourself.

Source: AARP, DOJ, Apr 1, 2026. Last reviewed Oct 9, 2026.

How do I tell if an exit company is a scam? [DRAFT]

Red flags: they contacted you first, want payment before any work, claim a link to your resort, guarantee a result, or push you to decide today. In the April 2026 case that ended in a $140 million judgment, the FTC said the operator falsely claimed resort affiliation and that owners couldn't exit without paying.

Source: FTC, Apr 20, 2026, DOJ, Apr 1, 2026. Last reviewed Oct 9, 2026.

What does a cancellation letter include? [DRAFT]

A cancellation letter puts your request on the record. It identifies you and your ownership, states what you're asking the resort to do, and is sent by Certified Mail so you have proof you sent it. Our letters are written for your resort and your situation, and come with the order to send them in.

Is this a law firm?

No. We are not a law firm and don't give legal advice. We provide self-help templates and a step-by-step process. For advice about your situation, talk to a licensed attorney.

Will my timeshare definitely be cancelled?

No, and nobody can honestly promise that. Resorts decide. The quiz tells you which route fits your situation and what to expect.

What if my cancellation period has passed?

You still have options, such as a hardship request or a voluntary surrender. The quiz sorts these out, and the kit has the letters for each.

Why is this so much cheaper than an exit company?

You send the letters yourself. You pay for the documents, the process and the support, not for someone to put stamps on envelopes.

I already paid an exit company and got nothing.

The Complete kit includes a refund request letter for exactly that. Start with the quiz and choose that option.

What is the FTC Cooling-Off Rule? [DRAFT]

It's a federal rule that, for certain sales, gives buyers three business days to cancel. In the April 2026 case, the DOJ said the exit operator did not tell consumers about that three-business-day right. Before you pay any company, ask in writing how to cancel and how long you have.

Source: DOJ, Apr 1, 2026. Last reviewed Oct 9, 2026.

What happened in the April 2026 timeshare exit case? [DRAFT]

A federal court ordered Christopher Carroll of Square One Group to pay $140 million, $95 million in consumer redress and a $45 million civil penalty, and permanently banned him from marketing timeshare exit services. The DOJ and the State of Wisconsin brought the case. Over 11,000 consumers, mostly older adults, lost over $90 million.

Source: FTC, Apr 20, 2026, DOJ, Apr 1, 2026. Last reviewed Oct 9, 2026.

How long does it take to hear back from a resort? [DRAFT]

It varies. Some owners hear back in weeks. Others wait months. Resorts set their own pace, and some refuse. Your portal tracks every letter you send, so you can see what went out, when, and what comes next if you need to escalate.

What's the difference between the $199, $399 and $599 kits? [DRAFT]

The Starter Letter, $199, is one letter written for your situation, best if you just bought or need to stop an automatic payment. The Complete DIY Exit Kit, $399, covers the whole process with the portal and support from a person. The AI-Assisted DIY Exit, $599, adds AI guidance at each step.

Do I mail the letters myself? [DRAFT]

Yes. We write the letters and put them in order. You print, sign and mail each one by Certified Mail, and the Complete kit's portal tracks every letter you send. That's why the kit costs $399 or less instead of thousands: you pay for the documents, the process and the support.

What if I still owe money on my timeshare? [DRAFT]

You can still make a request, but the order of your letters matters because a lender is involved. The quiz routes you to the financed ownership path, and the Complete kit sequences the letters for you. The resort decides the outcome, and nobody can honestly promise what it will be.

What if my timeshare is paid off? [DRAFT]

Paid-off owners can ask the resort to accept the ownership back, often called a voluntary surrender or deed-back. The quiz routes you to that path, and the kit gives you the letters and the order to send them in. Some resorts accept; some refuse. Nobody can honestly promise the outcome.

What if I can't afford the maintenance fees? [DRAFT]

You can document your situation and ask the resort for a release through a financial hardship request. The quiz routes you to that path, and the kit has the letter for it. The resort decides. If you've received a lawsuit or foreclosure notice, talk to a licensed attorney before anything else.

Should I use a kit if I've been sued? [DRAFT]

No. If you've been sued or received a foreclosure notice, don't start with a kit. A lawsuit or foreclosure notice has deadlines that a letter kit can't protect you from. Contact a licensed attorney in your state now. Your state bar's referral service is a good place to start.

Will you call me? [DRAFT]

Not unless you ask. We never cold-call. You contact us, always. If a company called or mailed you first about getting out of your timeshare, treat it as a red flag and get everything in writing before you pay anyone. When you want a person, call 888-265-6201.

What is your refund policy? [DRAFT]

The kit is a digital download, delivered right after payment. Because of that, the sale is final once you've downloaded it, except as required by law. You make one payment, and the price is shown before checkout. Questions before you buy? Call 888-265-6201. A person answers.

We write the letters. You mail them.

Get the Cancellation Kit

Pick your resort, answer a few questions, see your options. About 2 minutes.

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